People insure houses, cars, and property as a matter of course, and there is generally a legal requirement to do so. However, insuring our own lives is often overlooked, and death or disability can have a devastating effect, particularly on young families when one parent is not earning.
Alternatively, contact us to discuss your particular requirements.
Life Assurance pays out (usually a tax free lump sum), when you die. The two main types are Term Assurance and Whole of Life Assurance.
Critical illness insurance pays out a lump sum if you are diagnosed as having a range of serious or life-threatening conditions. These include cancer; heart attack; kidney failure; stroke and multiple sclerosis.
The most valuable asset a company has is its directors and employees. Whilst other assets, such as property, plant and machinery are usually insured against loss, rarely is the company properly protected against the temporary disability or death of a key employee.